I don't need to think about it

Medical Emergencies are not just for the aging.  We have almost half of adult who are currently receiving Long-Term Care who are YOUR AGE!!!

• I'm too "young" to worry about a Medical Emergency:

According to the National Clearing House for LTCI Information, 2008, 40% of people receiving long-term care are working-age adults between the ages of 18-64!!!!
How old are you?

• I know I "need" to get ready for it but I can do it later:

Prudential Research Report: Long Term Care Cost Study, 2010, states: 74% of consumers ages 55-65 polled for a survey said they are concerned about needing some kind of long-term care.

• There will be plenty of time to worry about it:

Baby Boomers....changed the world! they will also significantly impact the potential demand for long-term care services over the next two decades!! Prudential Financial: Over the next 20 years the number of Americans age 65 and older will more than DOUBLE to 71 MILLION which will comprise 20% of the U.S. Population!!!

• I have plenty of family to take care of me:

Are you a woman? Married to one? Have a mother? Did you know that women will need longer care because they typically live longer (National Clearinghouse for Long-Term Care Information, 2008).

• I have an emergency savings account:

Nationally, home health care costs have grown by 13% since 2008! The annual cost for a private room in a nursing home exceeds $90,000 in 2010 (Prudential Research Report: Long Term Care Cost Study, 2010.  According to Michael Meurer, Meurer Law Offices, PC:  The average time spent in Long-Term Care is THREE years...
How big is your emergency savings account?  And wouldn't you rather leave that money to your family?

Protect your assets!!
After the workshop you receive a one (1) hour consultation with Michael Meurer, Meurer Law Offices, PC to set up any annuities or trusts you need for your situation....PROTECT your Assets from a medical emergency!!! It's your money...why shouldn't YOU keep it, right?

Nancy VanRikxoord, 13 year experience with Medicaid Applications:  Learn about qualifying for Medicaid and completing the application.  (If this is something you do not need right now...we give rain checks to come back and attend this portion of the workshop).

Learn about Long Term Care Insurance with Cheryl Cordova, Farm Bureau Insurance.

ALL participants receive a copy of "My Final Word" which is an extensive book written from you to your family, Powers of Attorney and/or Executor/Personal Representative.

Who will make your financial and medical decisions when you can't!!
This workshop you will have COMPLETED and EXECUTED Powers of Attorney so you are protected in a medical emergency.

Learn more about this by visiting www.document4less.com

Prepare Better & enJoy Workshops available soon. Next workshop January 2013 (date to be determined later) in Pueblo!
Morning workshop starts at 8:00 AM (for Aid & Attendance...the best kept secret for all veterans)
9:00 AM -Noon for everyone

Second Workshop is 1:00 - 4:00 PM

There is so much offered in this workshop. visit www.documents4less.com to get full details!!!

Who owns YOUR money?

Are you prepared for a Medical Emergency?
We all like to think we are...but if we are honest with each other we really aren't.

Do you own a home?

Do you have children?

Do you own your own business?

Are you part of the sandwich generation?

If you answered yes to either question you have to be prepared for a medical emergency NO MATTER what your age.

One stop shop....I know it seems to simple to prepare for your future in a one stop shop....but there is so much offered at the workshops AND after the workshops you will definitely be prepared.

Here's the best part:  If there is a part of the workshop you do not "need" right now...you get a rain check on that part.

Leave the workshop with EXECUTED (if you wish) Powers of Attorney, HIPPA release and much much more.

Protect your assets!! 
After the workshop you receive a one (1) hour consultation with Michael Meurer, Meurer Law Offices, PC to set up any annuities or trusts you need for your situation....PROTECT your Assets from a medical emergency!!!  It's your money...why shouldn't YOU keep it, right?

Learn about Long Term Care Insurance with Cheryl Cordova, Farm Bureau Insurance.

Learn more about this by visiting www.document4less.com

Prepare Better & enJoy Workshops available soon.  Next workshop is Saturday, July 28th in Pueblo!
Morning workshop starts at 8:00 AM (for Aid & Attendance...the best kept secret for all veterans)
9:00 AM -Noon for everyone

Second Workshop is 1:00 - 4:00 PM

There is so much offered in this workshop.  visit www.documents4less.com to get full details!!!

Married? Over 65? Parents over 65? Something you need to know

ONE Medical Emergency can WIPEOUT everything you earned and saved!!

ONE Medical Emergency can destroy your financial situation and your family's financial future!

Don't let this happen to you!

Learn how to protect your assets in this simple workshop from professionals who do this daily!!  Be prepared for your future, or the future of your parents in this workshop!!!

The AVERAGE Colorado Long Term Care cost is........$80,000 PER YEAR!

Did you know...

The average stay for long term care is THREE YEARS! That is...

$240,000

Now, I don't know about you but that is A LOT of money!!! I know I would rather see MY FAMILY receive that money than the Long Term Care Owner's family!

I was told I don't qualify because I own a home and I have some money saved up. They said I had to "spend my money down" to $2000.00 before I could qualify.

Lets be honest...it easier to qualify if you spend your money and have nothing left....nothing left for your family, nothing left for you. It is the EASY way to do it. BUT....Ask Michael Meurer, Meurer Law Offices, PC what the two most common fears are:

1. Running out of money
2. Burden to my children

and to get approved you HAVE to do the above fears....

NOT IF YOU KNOW BETTER!!

Prepare Better & enJoy Workshops will teach you how this does not have to be the case!!

At this Workshop you will have COMPLETED:

VA Aid & Attendance (morning workshop only)

Medicaid Application

Medical and General Durable Powers of Attorney

HIPPA/Medical Release

Nomination of Guardian/Conservatorship

Disposition of Last Remains Directive

Copy of My Final Word Book

ONE Hour Consultation with Michael Meurer, Meurer Law Offices located in Pueblo, Colorado Springs and Denver.

PLUS

ONE Hour with Nancy VanRikxoord for any additional concerns about the medicaid application.

PLUS

If you are unable to sign ANY completed documents provided on this day a follow visit to have these documents notarized.

PLUS

Consultation with a Financial Planner (no upfront costs) to create any trusts suggested by Micheal Meurer.

Seminar is TWO hours with ONE hour question and answer period. (VA Aid & Attendance is an additional hour in the morning) Cheryl Cordova, Farm Bureau Insurance will be available to answer any Long Term Care Insurance questions.

$2500.00 Value!!

You wont have to wait....WEEKS to get an appointment with an Attorney then wait WEEKS to have the documents completed....Get them completed TODAY! Seats are limited to only 20 people. Credit and Debit Cards accepted. 

 

Knowledge is POWER.  Taking this workshop  the POWER and your FUTURE will be in your hands!!

Visit www.documents4less.com for more details or call 719-543-7455.

The TRUTH about Medicaid

Are you prepared for a Medical Emergency?

"Did you know if you are married and over the age of 65 there is a 50% chance you or your spouse will need Long Term Care?" (Michael Meurer, Meurer Law Offices, PC)

Not 65...yet?  Are your parents? 

We are now in what is called the "Sandwich Generation" which is where Baby Boomers are raising their children AND caring for their parents.

Now you may be thinking, "I won't need medicaid." 

The AVERAGE Colorado Long Term Care cost is........$80,000 PER YEAR! 

The average stay for long term care is THREE YEARS!  That is...

$240,000

Now, I don't know about you but that is A LOT of money!!!  I know I would rather see MY FAMILY receive that money than the Long Term Care Owner's family!

I was told I don't qualify because I own a home and I have some money saved up.  They said I had to "spend my money down" to $2000.00 before I could qualify.

Lets be honest...it easier to qualify if you spend your money and have nothing left....nothing left for your family, nothing left for you.  It is the EASY way to do it.  BUT....Ask Michael Meurer, Meurer Law Offices, PC what the two most common fears are:

1. Running out of money
2. Burden to my children

and to get approved you HAVE to do the above fears....

NOT IF YOU KNOW BETTER!!

Prepare Better & enJoy Workshops will teach you how this does not have to be the case!!

At the completion of this Workshop you will have COMPLETED:

VA Aid & Attendance (morning workshop only)

Medicaid Application

Medical and General Durable Powers of Attorney

HIPPA/Medical Release

Nomination of Guardian/Conservatorship

Disposition of Last  Remains Directive

Copy of My Final Word Book

ONE Hour Consultation with Michael Meurer, Meurer Law Offices located in Pueblo, Colorado Springs and Denver.

PLUS

ONE Hour with Nancy VanRikxoord for any additional concerns about the medicaid application.

PLUS

If you are unable to sign ANY completed documents provided on this day a follow visit to have these documents notarized.

PLUS

Consultation with a Financial Planner (no upfront costs) to create any trusts suggested by Micheal Meurer.

Seminar is TWO hours with ONE hour question and answer period.  (VA Aid & Attendance is an additional hour in the morning)  Cheryl Cordova, Farm Bureau Insurance will be available to answer any Long Term Care Insurance questions.

$2500.00 Value!!

You wont have to wait....WEEKS to get an appointment with an Attorney then wait WEEKS to have the documents completed....Get them completed TODAY!  Seats are limited to only 20 people.  Credit and Debit Cards accepted. 

Visit www.documents4less.com for more details or call 719-543-7455.

PB&J Workshop. Preparing for the medical emergency before it happens

PB&J

Prepare Better & enJoy

Sandwich Workshop

Whether you are the bread, the peanut butter or the jelly we all are affected.
Press the Play button

Be prepared for the medical emergency before it causes you a wipeout!

The “Sandwich Generation” is upon us.  We are finding more and more people are taking care of their parents while raising their children.  This can cause stress in even the strongest of people.  We are here to help with that.  Join us for our PB&J Sandwich Workshop to learn AND complete the Medicaid Application and the necessary Power of Attorney’s to take care yourself or your parents who took such great care of you.

Speakers are:

Michael T. Meurer; Meurer Law Offices, PC

Attorney Michael Meurer provides experienced estate planning advice and elder care strategies for individuals and their families. He is VA Accredited and familiar with the Aid and Attendance Benefit. He listens to each client and works with families to create a plan to meet their personal legal issues including passing their legacy to loved ones, the preservation of assets, qualifying for elder care programs and helping vets. He plans for people with all levels of assets. At the workshop you will receive and complete Durable Financial and Medical Powers of Attorney, a HIPAA/Medical Release, a Nomination of Guardian/Conservator and a Disposition of Last Remains Directive. Attending this workshop also entitles you to a one (1) hour follow-up consultation with Mr. Meurer at one of his several locations; Pueblo, Colorado Springs, Denver – a $750 value!!!

Nancy VanRikxoord, Senior Medicaid Specialist

Nancy has over 13 years of experience helping seniors and their families with their Medicaid Applications. Why pay thousands of dollars to have this done for you when you can attend this workshop and learn which forms you need and how to fill them out.

Did you know most Medicaid Applications are denied or delayed because of simple mistakes? Learn how to keep YOUR money!! At the workshop Nancy will give you a copy of the forms needed to apply and assist you in completing them. Attending the workshop will entitle you to a one (1) hour review of the Medicaid Application that you completed at the class – a $900 value.

Rhonda Sposato, Legal Edge and Documents 4 Less

Rhonda has over 20 years helping families organize their lives and access the legal system without devastating their finances. She is the author of the comprehensive book "My Final Word" that gives assistance to your Executor/Personal Representative and/or Power of Attorney.  Attending this workshop entitles you to a copy of the book and instruction on how it is used – a $150 value.

Get the advice and documents from an Attorney without paying excessive Attorney fees!!

When the workshop is complete you will have a completed Medicaid Application, a copy of the book My Final Word and an executed Durable Financial and Medical Powers of Attorney, a HIPAA/Medical Release, a Nomination of Guardian/Conservator and a Disposition of Last Remains Directive - $1800 value.

 You may not think you will ever need Medicaid but if you are married and over 65, there is a 50% chance one of you will need long term care. The average cost of nursing home care in Colorado is $80,000 per year with the average length of stay being approximately three years - $240,000 total!!! Would you rather have your children inherit your lifetime of hard work or the children of the owner of a nursing home? Act now and protect your family.

What you need to know:

Cost: Only $525.00 per person (Family member who will be your POA or Personal Representative/Executor can attend with you for free)

Please note if you will be attending the hour Aid & Attendance portion of the seminar it is an additional $75.00.

When: July 28, 2012

Time:

8:00 - 9:00 am Aid & Attendance

 9:00 - 11:00 am (Personal Questions answered from 11:00-12:00)

1:00-3:00 pm (Personal Questions answered from 3:00-4:00)

To provide the best service there is only room for 20 people per seminar. Sign up today to secure your spot

Where: To Be Determined

For More Information: Legal Edge Consulting, LLC at 719-543-7455

To Pre-pay go to www.documents4less.com Once paid please use the “contact us” tool on the webpage and send us your name and information. Thank you.

 I have been told I do not qualify.....

Don't let that stop you...a few simple changes can help you qualify.  Let us show you how to change this.

Medicaid Application

Why pay thousands of dollars to have this done for you when you can do it yourself!

Did you know most Medicaid Applications are denied or delayed because of simple mistakes? Learn how to keep YOUR money!!

Average cost:

$900.00 Non-Attorney
$3500.00 for Attorney

Aid & Attendance
Are you military?  Do you need assistance with this application and questions answered?  If so all of our morning seminars begin at 8:00 AM for Aid & Attendance assistance.  Even if you have been told you do not qualify, don't give up....because we won't.

Average cost:

$800.00 Non-Attorney
$2000.00 for Attorney  

Power of Attorney

Who will take make decisions regarding your health and finances when you can’t take care of yourself? Who will make decisions that will affect your life and legacy? Take control now and sleep at night knowing your wishes will be cared out.

Average Cost:

$150.00 Non-Attorney
$750.00 for an Attorney